A mortgage calculator built for a military move. It shows your monthly payment, and the two questions worth answering before you buy: what it costs to sell when you PCS (projected at Colorado Springs' own historical appreciation), and what the home looks like if you keep it and rent it. Every default below is a live Colorado Springs number. Move the sliders to model your own deal.
VA defaults to $0 down. Rate is today's reported 30-year average. Taxes and insurance use Colorado Springs norms.
Most tours run about 3 years. Appreciation defaults to Colorado Springs' 20-year median-price growth, a full cycle that includes the 2008 downturn and the 2020 surge. Slide it, or tap another window.
Instead of selling at your PCS, rent it out. Default rent is today's Colorado Springs median asking rent; set it to what your home would actually command. Expenses cover vacancy, maintenance, and management.
I will pull the actual taxes, comps, and rent for any Colorado Springs home you are considering, no obligation.
Ask Rob See the PCS mapHow the numbers are built: the appreciation default is Colorado Springs' 20-year median sale-price growth from our market data, shown as an annual rate. Twenty years is a full market cycle, so it includes both the 2008 downturn and the 2020 to 2022 surge; the since-1996, 10-year, and recent 5-year figures are one tap away. Median sale-price growth reflects what is selling (mix), not a repeat-sales index, so treat it as a planning figure and remember the path has not been smooth. Rate is the latest reported 30-year average; rent is the trailing-12-month median asking rent from closed MLS leases; the seller-concession default is the current average concession dollar amount from closed sales. Payment math uses standard amortization with an estimated 0.48% effective property tax and $1,800/year insurance. These are estimates for planning, not an offer to lend or a guarantee of value, rent, or sale price. Rob Thompson, Realtor, Iconic Colorado Properties. VA buyers: confirm your funding fee and exemption with your lender.
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