Buying and selling, phase by phase. Every lesson here runs on the same live Pikes Peak MLS data that powers this site: no recycled national advice, no theory without a number attached. Start where you are.
Six data signals on whether now is your time, plus what a payment really costs at today's rates.
Updated daily from the MLSThe three things that matter most before you apply. Credit, pre-approval, and your real monthly payment.
A 0.6% rate difference = ~$59,000 over 30 yearsShop by what you'd actually pay per month, not sticker price. Filter by payment, schools, commute, and zip.
Every listing shows true monthly costConcessions are the market's negotiating currency right now. Know the going rate before you write an offer.
63% of closings included a seller concessionInspection, appraisal, underwriting, walkthrough: the 10-step path from accepted offer to keys.
Step-by-step guideWhat the payment really includes: principal, interest, actual taxes, insurance, and HOA. Run your own numbers.
The full monthly cost formulaTwo independent estimates: live MLS comps and county assessor data. Plus your equity position and what you'd actually keep.
Estimate + net sheet + equity in one lookOne in three listings fails to sell, and the data says the difference is how sellers respond to the market. Six timing signals, updated daily.
1 in 3 listings doesn't sellWhat data-driven listing marketing looks like: a rich listing page, honest cost math, and an audience that's already here.
See it in practiceSeven in ten financed buyers ask for a concession. Plan your net sheet for it instead of being surprised by it.
Sellers kept 97.1% of list, net of concessionsFrom accepted offer to the closing table: the 10-step selling path, including what can still go sideways.
Step-by-step guideWhy prices held while volume collapsed, where the correction actually went, and what could change it. Test the levers yourself.
Interactive: 180,000 real closingsZero-down math, funding fees, assumable inventory, and the myths sellers believe.
29.2% of local closings are VAThe honest 5-year comparison, built from 2,691 real local leases. Including where renting wins.
Breakeven: 3.3%/yr appreciationBuyer costs line by line, seller net math, and who actually pays the bill.
Median earnest money: $5,000Commercial Real Estate
The same data-first approach, applied to commercial property in the Pikes Peak region.
Questions the playbook doesn't answer?
Every situation has its own numbers. Bring me yours.
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