Homes with assumable VA, FHA, and USDA loans across Denver, Boulder, Aurora, Castle Rock, and more. Updated multiple times a week.
These listings accept a qualified assumption — a buyer can take over the seller's existing mortgage at the original interest rate and terms. This includes VA, FHA, and USDA loans. If a seller locked in a 2.5% or 3% rate during 2020–2021, the buyer gets that same rate, potentially saving hundreds per month compared to today's rates. VA and FHA loans are assumable by any qualified buyer, not just veterans or first-time buyers.
Unlike our Colorado Springs listings, these Northern Colorado listings come from the REcolorado MLS and do not include loan balance or gap details. Contact Rob for specifics on any listing.
I can pull the loan details on any of these listings and walk you through the assumption process, qualification requirements, and gap financing options.
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